Encore! What Do you Mean "Retirement"?

31%: Workforce age 50 and over

Increasingly, retirement does not mean slowing down. Instead, it may mean transitioning to an encore career, or simply a next phase of life to pursue a passion. According to the American Association of Retired Persons, the number of workers age 50 and over is soaring—from 20% of the workforce in 1996 to 31% today.

If you are still working and thinking about your encore career, save as much as you can and invest in the right way. If you are in retirement, keep expenses in check and work closely with your financial advisor to ensure that you have a strong financial foundation to explore options around volunteering or starting your own business.

Source: AARP

http://www2.blackrock.com/

Prepared by BlackRock

Delivered courtesy Joel W. Grams, CRPC®, CLTC,

Registered Representative, Financial Planner, 212 Capital Group

38 Main Street Suite 360, Westlake Ohio 44145

(440) 835-4501 Ext 17, jgrams@212capitalgroup.com

The foregoing discussion is general in nature and not intended as specific advice.
New England Financial nor its representatives are engaged in rendering tax,
accounting or legal advice. A qualified professional should be consulted regarding the effect of such considerations on the matters covered in this publication.

For information on New England Financial insurance or other financial products and services, please contact Joel W. Grams, CRPC®, CLTC, Registered
Representative, Financial Planner with /New England  Financial 38 Main Street Suite 360, Westlake, OH 44145, at (440) 835-4501 ext. 17,  jgrams@212capitalgroup.com