My goal is to provide families and Business owners with assistance in building their financial freedom. I have the skills, knowledge and experience required to help meet my client's established goals. My personal goal is to become a lifetime resource for each and every client.

-Retirement Strategies
-Group Benefits
-Personal Insurance
-Business Succession Planning
-Asset Allocation Strategies
-Estate Conservation Strategies
-Executive Benefits
-Philanthropic Gifting

I will work with you and your tax and legal advisers to help you select the most appropriate product solutions to suit your specific needs and circumstances.

212 Capital Group/ New England Financial is a general agency of New England Life Insurance Company (NELICO), Boston, MA 02116. Securities and investment advisory services offered through New England Securities Corp. (NES) (member FINRA/SIPC) and a Registered Investment Advisor. NELICO and NES are affiliates. Branch office: {22901 Millcreek Blvd. Suite 360, Highland Hills, OH 44122, (216-595-0123}. L0212240752[exp0413][OH]

Joel W. Grams
Financial Planner/Registered Representative
New England Securities
216-374-2955
jgrams@212capitalgroup.com