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Health & Fitness

Many Investors are Worried They Will Outlive Their Savings.

With retirements likely to span 20 years or more, investors should talk to their financial advisors about planning for longer time horizons.

2 Billion: Approximate global retirement population by 2050

The average life expectancy around the world is increasing and the number of retirees is growing. By 2050, the global retirement population will almost triple to 2 billion, growing at twice the rate of the population at large. For example, in the US, the average life expectancy at birth 1950-1955 was 70 years. 55 years later (2005-2010) that average had increased to 80. Longevity should be a blessing, but many investors are worried they will outlive their savings. The truth is that longevity can be used to ride out market movements, thus helping investors generate income and even build capital throughout all phase of their lives. With retirements likely to span 20 years or more, investors should talk to their financial advisors about planning for longer time horizons. This could mean holding investments for longer or buying a broader range of asset classes.

Source: BlackRock; United Nations Population Division, April 2011

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http://www2.blackrock.com/

Prepared by BlackRock

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Delivered courtesy Joel W. Grams, CRPC®, CLTC,

Registered Representative, Financial Planner, 212 Capital Group

38 Main Street Suite 360, Westlake Ohio 44145

(440) 835-4501 Ext 17, jgrams@212capitalgroup.com

The foregoing discussion is general in nature and not intended as specific advice.
New England Financial nor its representatives are engaged in rendering tax,
accounting or legal advice. A qualified professional should be consulted regarding the effect of such considerations on the matters covered in this publication.

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